The author team thanks Patrick Bidan, Hessel Dooper, Emily Horninge, Richard Radevsky, and Caroline van Schoubroeck for their participation in the workshop on natural disasters and financial services in Amsterdam on 10 March 2000, and their help in identifying topics and providing useful literature. Els Hunfeld is thanked for her many helping hands and dedication during the writing process. Grace Koshida and Angelika Wirtz also are thanked for their assistance. Finally, we thank the several dozen reviewers and experts from whom we received many useful comments and constructive suggestions.

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